ROLE PURPOSE To analyse and process specialised claims related to non-disclosure of medical conditions, ensuring strict compliance with Scheme Rules and Standard Operating Procedures. The role investigates suspected non-disclosures, assesses clinical and administrative evidence, engages with stakeholders, and recommends appropriate corrective actions to safeguard Scheme integrity and ensure fair claims processing. |
Key Responsibilities
Functional Management - Assess specialised non-declaration and non-disclosure cases in line with Scheme Rules and SOPs.
- Review, investigate and resolve escalated queries, complaints and special claims accurately and timeously.
- Analyse quotations, motivations, medical information and claims documentation for compliance and correctness.
- Conduct investigations into non-disclosure, including liaison with brokers, providers, internal teams and third parties.
- Engage members telephonically and/or in writing to clarify medical history or obtain missing information.
- Engage with all stakeholders professionally and confidentially on member related information.
- Recommend corrective actions such as claim reversals, underwriting adjustments, member education or termination.
- Maintain detailed case notes, ensure accurate system updates and track case progress to closure.
- Identify trends, discrepancies, gaps and process inefficiencies to support continuous improvement.
- Review and validate medical requests and clinical information for accuracy and integrity.
- Support year-end testing, special projects and the enhancement of SOPs within the division.
- Escalate complex or high-risk cases to Clinical or Legal teams for specialised review.
- Engage with third party service providers to close identified gaps where non-declarations may open up the Scheme to undue risk
- Review exception reports and look at avenues to effectively manage risk of non-declarations.
Risk & Compliance Management - Apply fraud-risk controls, governance principles and compliance measures in all assessments.
- Support internal, external and ISO audit processes with accurate documentation.
- Maintain adherence to ISO9001:2015 quality standards and related service level expectations.
- Review and recommend improvements to Standard Operating Procedures.
- Ensure compliance with all relevant legislation, policies and Scheme Rules.
Stakeholder Management - Build and maintain strong internal and external relationships to support case resolution and service optimisation.
- Work collaboratively with business units, brokers, service providers and internal departments on non-disclosure cases.
- Support cross-functional objectives through effective communication and information-sharing.
EXPERIENCE | QUALIFICATION |
- 3 Years Claims Assess
- Minimum 5 years working experience in a medical Scheme/Medical Administrator
- Technical knowledge minimum 5 years of NEXUS system experience
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- National Diploma in Nursing (General, Community Health, Midwifery, and Psychiatry) (NQF Level 6)
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Knowledge | Skills | Attributes |
- Relevant legislation and regulatory frameworks
- Risk Management practices and principles
- Key Account Management
- Business acumen
- Technical problem solving
- Claims Assessing
- Annexures and Scheme rules
- Medical Aid Industry
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- Verbal and Written Communication
- Conflict management
- Microsoft office
- Negotiation
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- Resilience
- Detail Orientation
- Innovative Thinking
- Customer Centric
- Results Focused
- Quality Focused
- Compliance Driven
- Analytical Thinking
- Problem Solving
- Assertiveness
- Confidentiality
- Active Listening
- Judgement and Decision-Making
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